Group Risk Specialist (ATH 3535, 2579)

Work Location:
Toronto, Ontario, Canada

Hours:
37.5

Line of Business:
Risk Management

Pay Details:
$91,200 - $136,800 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Job Description

We're hiring two Group Risk Managers, Operational Risk!

If you're passionate about challenging the status quo, influencing better outcomes, and building strong relationships across the largest Segment of the Bank - this role might be the perfect fit.

We're looking for someone who:

• Communicates with clarity and confidence
• Consults and collaborates with purpose
• Understands risk policies deeply and is confident challenging the status quo
• Has a growth mindset and is excited about complexity
• Believes Risk Management can drive smarter process and control design, and better business decisions

As an individual contributor, you will report to the AVP, Canadian Personal Banking Operational Risk, and be responsible for collaborating with the various business lines within Canadian Personal Banking to ensure that risks are properly identified, assessed, mitigated, and reported. You will be expected to build strong relationships with stakeholders, challenge existing business practices, and provide consultative guidance to influence process design improvements with the overall goal of strengthening the control environment and assisting the business to remain within their Risk Appetite.

Key Responsibilities:

• Communicate complex operational risk concepts clearly and effectively to both audiences across the 3 lines of defense.
• Influence and challenge business practices and processes to ensure alignment with the line of business risk appetite and regulatory requirements.
• Provide expert consultation and guidance on the design and implementation of risk controls and ensure robust and meaningful rationale is documented and provided to the line of business.
• Monitor, identify, and assess operational risks across various processes and recommend strategies for mitigation.
• Participate in risk reviews and challenge risk assessments to identify potential areas of improvement.
• Support a culture of continuous improvement by adopting a growth mindset and fostering innovation in risk management approaches.

Job Requirements

• Deep knowledge of multiple products areas within CPB lines of businesses and/or related operational processes.
• Strong relationship-building skills with the ability to engage and influence stakeholders at all levels.
• Ability to leverage data and analytical thinking to drive operational and control insights as a basis for effective challenge.
• Excellent verbal and written communication skills with the ability to explain risk concepts to diverse audiences.
• Demonstrated ability to influence decision-making and challenge business practices constructively.
• Proven experience in consulting and providing strategic advice to support risk management initiatives.
• In-depth understanding of risk management policies, frameworks, and regulatory requirements in the financial industry.
• Familiarity with process design, control implementation, and risk assessment techniques.
• Bachelor's degree in finance, Risk Management, Business, or a related field. Relevant certifications (e.g., CRISC, FRM) are a plus.
• 3-5 years of experience in operational risk management, preferably within a highly regulated financial institution.
• Level 1 Operational Risk Management certification program to be completed within first year; Levels 2 and 3 within 2 years.

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you've got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we're here to support you towards your goals. As an organization, we keep growing - and so will you.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development
If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD - and we're committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):
Sans Objet